Jumbo Loan Purchase

A jumbo loan is one way to buy a high-priced or luxury home. The limit on conforming loans is $766,550
in most areas of the country, but jumbo mortgages can exceed these limits. While jumbo mortgages
used to carry higher interest rates than conventional mortgages, the gap has been closing in recent
years. Today, the average annual percentage rate (APR) for a jumbo mortgage is often par with
conventional mortgages – and in some cases, actually lower.


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